Our Divisions

BIBORTON

Providing financial services for unbanked entrepreneurs, Biborton helps create and sustain small and medium-sized businesses. This is done through providing four main types of collateral-free loans of up to BDT 1 million each.

Members

107,950

Borrowers

82,500

Savings

BDT 2,918.21 M

LENDING INSTRUMENT	LENDING LIMIT (Starts From)	REPAYMENT TIMELINE
Agrosor	BDT 100,000	1.5 years
Migration Welfare	BDT 100,000	1.5 years
Remittance	BDT 100,000	1.5 years
Uttoron	BDT 1,000,000	1.5 years
Shopno	BDT 1,000,000	1.5 years

Our Divisions

SUCHONA

Suchona focuses on empowering women by giving out group collateral-free loans ranging from BDT 20,000 to BDT 500,000.

Members

655,280

Borrowers

463,478

Savings

BDT 7282.76 M

Lending Instrument	Lending Limit	Repayment Timeline
Jagoron	Starting from BDT 20,000	1 year
Pragrosor	Starting from BDT 75,000	1 year

Core Saving Schemes of Microfinance Programme

Mandatory Savings

Mandatory Scheme

Starting at

৳ 200

It is mandatory for Microfinance clients to save a minimum of BDT 200 per month, enjoying a return of 6% interest per annum. However, this varies based on loan category and collection mechanism.

6% Interest Return Per Annum
Requirement: Minimum BDT 200

Samriddhi

Voluntary Scheme

Starting at

৳ 200

A voluntary monthly savings plan where members save between BDT 200 to BDT 10,000 per month and receive returns up to 7% per annum.

7% Interest Return Per Annum
Save between ৳200 to ৳10,000
Monthly Plan

Astha 7.0

Monthly Deposit Scheme

Starting at

৳ 5,000

An optional, fixed-term deposit plan for members who wish to invest a bulk amount with a specific future goal in mind. The plans start with a minimum investment of BDT 5,000.

6% Interest Return Per Annum
Requirement: Minimum ৳5000
Fixed-term deposit

Astha 5.0

Monthly Deposit Scheme

Starting at

৳ 200

An optional, fixed-term deposit plan for members who wish to invest a bulk amount with a specific future goal in mind. The plans start with a minimum investment between BDT 200 and BDT 20,000

9% Interest Return Per Annum
Requirement: Minimum ৳200
5-Year Tenure

Astha 3.0

Monthly Deposit Scheme

Starting at

৳ 200

An optional, fixed-term deposit plan for members who wish to invest a bulk amount with a specific future goal in mind. The plans start with a minimum investment between BDT 200 and BDT 20,000

7.5% Interest Return Per Annum
Requirement: Minimum ৳200
3-Year Tenure

OUR IMPACT

By leveraging public policy, partnerships with government agencies, and visible investments in people and places, we are advancing an equitable pathway to prosperity for millions of individuals and families across the Bangladesh. Through targeted and customized microfinance programmes, financial literacy, and skills training, we are providing individuals with the tools and resources they need to build a better future for themselves and their communities and to create jobs in underdeveloped areas, helping to spur economic growth and reduce poverty.

557K+

Borrowers

10,204M

Savings Amount (BDT)

36,209M

Loan Outstanding (BDT)

29

Districts Covered

Portfolio Overview

SOURCE OF FUND

SECTOR-WISE PRINCIPAL LOAN OS (%)

Recent Highlights

Bangabandhu Scholarship

To honor the birth centenary of Bangabandhu Sheikh Mujibur Rahman, SAJIDA Foundation launched the scholarship for higher education.

MicroFin360 FO Mobile Application

Launched in May 2021, it is an automated data collection application facilitating the paperless digitization of transactions and record-keeping.

Cloudbased Microfinance Management System

In order to improve both financial performance and social impact, the tool includes dashboards that offer a bird’s eye view of key performance indicators.

Greenbond

With approval from the Bangladesh Securities Exchange Commission, the Green Bond is the first of its kind in Bangladesh, meant to support green initiatives.

Our Branches

29

Districts

377

Branches

A TURN AROUND OF LIFE

SAJIDA Foundation changed my life. Previously, I had to take advance payments from storekeepers to sustain my business. Now, thanks to SAJIDA’s Microfinance program and loan taken from them, I can purchase the stock inventory without taking money in advance.